Municipal budgets are under increasing pressure. With healthcare costs rising annually and retirees living longer, managing long-term healthcare liabilities has become a significant challenge for public employers. You face the …
Read More »If you manage employee benefits for a county or municipality, you already understand that healthcare costs are rising rapidly. Year-over-year increases in the high single to low double digits are …
Read More »Healthcare costs in retirement are climbing faster than general inflation. According to recent estimates from Fidelity, a 65-year-old retiring today could spend over $172,500 on healthcare throughout their retirement 4 …
Read More »If you manage employee benefits for a local municipality or county, you already know the numbers aren’t adding up the way they used to. Let’s have a good old-fashioned conversation …
Read More »Imagine dedicating your entire career to public service, only to retire and discover you owe a permanent financial penalty on your healthcare premiums 4 all because of a simple enrollment …
Read More »The guide assists church leaders in helping seniors navigate Medicare’s complexities, including Part A/B/C/D basics, challenges of Medicare Advantage, scam risks, and practical tips for early planning and using trusted …
Read More »The document guides church senior ministries in assisting members with the stressful Medicare enrollment process. It explains common challenges, provides five practical steps, such as early conversations and workshops, and …
Read More »Healthcare sharing ministries like Samaritan, Liberty, and Medi-Share do not qualify as creditable coverage for Medicare Parts B or D, which can lead to lifelong late enrollment penalties (10% per …
Read More »This document guides pastors on recent Medicare updates, concentrating on the health literacy gap among seniors and detailed hospice coverage rules (eligibility, benefit periods, face-to-face requirements). It highlights how pastors …
Read More »This guide covers the basics of Medicare enrollment for pastors and church leaders, including timing, penalties, Part A/B/D coverage, clergy-specific challenges with Form 4361 opt-outs, and options for premium-free Part …
Read More »By submitting your information, you agree that a licensed insurance agent may contact you by phone or email to answer your questions or provide additional information about Medicare Advantage or Prescription Drug Plans or Medicare Supplement Insurance plans. This is an advertisement for insurance.
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