`

This guide covers the basics of Medicare enrollment for pastors and church leaders, including timing, penalties, Part A/B/D coverage, clergy-specific challenges with Form 4361 opt-outs, and options for premium-free Part A. It also provides tips to help avoid mistakes and support congregations.
By submitting your information, you agree that a licensed insurance agent may contact you by phone or email to answer your questions or provide additional information about Medicare Advantage or Prescription Drug Plans or Medicare Supplement Insurance plans. This is an advertisement for insurance.
Privacy Policy
We do not offer every plan available in your area. Currently we represent six organizations offering thirty products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Not connected with or endorsed by the United States government or the federal Medicare program.
HEARTWISE, a Senior Health Services affiliate
Copyright © 2026 HEARTWISE, LLC | Privacy Policy