White Papers

HR Benefits

Download Medicare white papers for HR Benefits professionals focused on cost control, compliance, and retiree transitions. Learn proven strategies to save up to $18,000+ per Medicare-eligible employee, implement zero-cost Medicare transitions, deliver tailored education, and reduce fiduciary risk — practical guidance to streamline benefits and improve outcomes without increasing your HR workload.

Medicare Part D Creditable Coverage: Your Compliance Roadmap

Navigate 2026 Medicare Part D creditable coverage compliance: Master new 72% threshold, notice requirements, deadlines, distribution, CMS disclosures, and penalties avoidance. HR benefits pros — reduce risks, ensure employee satisfaction, and optimize retiree transitions with this essential roadmap.

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Why Employer Size Changes Everything When Your Employees Turn 65

Master Medicare rules for employees turning 65: Decode 20-employee threshold, primary payer guidelines, enrollment periods, penalties, compliance risks, and cost savings. HR pros — reduce liabilities, avoid claim denials, and optimize retiree transitions with this essential employer size roadmap.

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Medicare as Secondary Payer: What Employers with 20+ Employees Need to Know

If you’re managing benefits for a company with 20 or more employees, there’s a Medicare rule you need to understand 4 and getting it wrong can cost your organization thousands of dollars in unexpected repayments.

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10 Rules for Coordinating Group Health Plans with Medicare: A Guide for Employers

Master 10 rules for coordinating group health plans with Medicare: Primary/secondary payers, employer size thresholds, enrollment timing, compliance basics, and billing error prevention. HR pros — reduce costs, minimize risks, and optimize retiree transitions with this essential guide.

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3 Key Reasons Employees Can Delay Medicare Part B Enrollment Without Penalties: A Guide to Avoiding Late Enrollment Fees

Master Medicare Secondary Payer (MSP) rules for employers with 20+ employees: primary payer requirements, 20-week threshold, part-time counts, compliance strategies, and repayment risks. HR pros — minimize liabilities, avoid costly surprises, and optimize retiree transitions with this essential guide.

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