Can I have both a Medicare Advantage plan and a Medigap policy at the same time?

Medigap and Medicare Advantage do not work together. If you are enrolled in Medicare Advantage, you generally cannot use a Medigap policy alongside it.

What is Medicare IRMAA?

IRMAA is an income-related surcharge that can increase Medicare Part B and Part D costs for beneficiaries whose income exceeds certain thresholds. Medicare generally uses tax information from two years earlier to determine whether IRMAA applies.

What is the Medicare Initial Enrollment Period?

The Medicare Initial Enrollment Period is a seven-month period surrounding your 65th birthday. It generally begins three months before the month you turn 65, includes your birthday month, and continues for three months afterward.

What is the Medicare Annual Enrollment Period?

The Medicare Annual Enrollment Period runs from October 15 through December 7 each year. During this period, eligible beneficiaries can make certain changes involving Medicare Advantage and Medicare Part D coverage.

Can I switch from Medicare Advantage back to Original Medicare?

You can switch from Medicare Advantage back to Original Medicare during certain Medicare enrollment periods, including the Annual Enrollment Period and, when applicable, the Medicare Advantage Open Enrollment Period. Eligibility for a Medigap policy after switching may depend on applicable enrollment and underwriting rules.

Does Medicare cover care I receive outside the United States?

Original Medicare generally does not cover healthcare received outside the United States except in limited circumstances. Some Medicare Supplement plans may provide limited foreign travel emergency benefits, subject to the terms and limits of the policy.

Why do the Medicare Advantage or Part D plans available to me depend on my county?

Medicare Advantage and Part D plans operate within defined service areas, which are commonly established at the county level. Insurance companies decide where to offer their plans based on factors such as provider networks and costs, so available plans can differ between nearby counties.

Argyle Medicare

Argyle, Texas residents can choose from Original Medicare, Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans, with availability set at the county level for Advantage and Part D. Argyle is served by the Denton Social Security office, about 10 miles away. A free, no-pressure Medicare Wingman Call™ — by phone or video — is available to compare your options.

Key Enrollment Dates: – Initial Enrollment Period: 7-month window around your 65th birthday – Annual Enrollment Period: October 15 – December 7 – General Enrollment Period: January 1 – March 31

Book a free, no-obligation Medicare Wingman Call™ for Argyle residents — by phone or video, no pressure, ever. Reach out today to get started.

If your plan ever stops fitting — new doctor, new prescription, a move — Rodney helps you fix it. No extra charge, for as long as you’re a client.

Need Help Finding the Right Medicare Plan in Argyle?

Finding the right Medicare Supplement plan in Argyle doesn’t have to be stressful or confusing. Many seniors — and the family members helping them — struggle to compare Medigap coverage options, understand what costs Original Medicare leaves behind, and know which plan lets them keep the doctors they’ve relied on for years. A Medicare agent serving Argyle can cut through that confusion with personalized, straightforward guidance, helping you compare plans side by side so you can make a confident, informed choice and enjoy real peace of mind about your healthcare costs.

MedicareVideoGuide.com provides independent Medicare enrollment guidance for Argyle, Texas residents in the 76226 ZIP code, entirely online by phone or video. As an Argyle resident in Denton County, the specific Medicare Advantage and Part D plans available to you are set at the county level by CMS.

Already have a Medicare plan? Every fall’s Annual Enrollment Period is a good time to double-check it still fits — a quick, free review, no obligation to change anything.

Video Caption: Medicare enrollment overview Video Summary: This video walks through how Original Medicare, Medicare Advantage, Medigap, and Part D fit together, and what typically determines which combination makes the most sense depending on your health needs and budget.

Can I Work Past 65 and Still Delay Medicare?

If you’re still working past 65 in Argyle and wondering about Medicare, you don’t have to figure it out alone. Whether you’re keeping employer coverage or planning the switch, a Medicare agent can give you clear answers about enrollment timing, Medicare Supplement (Medigap) options like Plan G, and how to protect yourself from unexpected medical costs, all while keeping the doctors you trust.

Video Caption: Working Past 65 and Medicare Video Summary: This video covers how Medicare coordinates with employer coverage when you’re still working past 65 — which parts you can safely delay, how group health plan size changes the rules, and the enrollment window that opens once you eventually leave that job.

Will I Be Able to Keep My Doctors on Medicare?

If keeping your current doctors and specialists is a top priority, a Medicare Supplement (Medigap) plan gives you the freedom you’re looking for. Medigap works alongside Original Medicare, which means you can see any doctor or hospital in your area that accepts Original Medicare, and that covers approximately 99% of medical providers nationwide. There are no network restrictions, no referrals needed, and no worry about whether your nearby doctors and specialists are “in-network.” If you’ve built trusted relationships with your healthcare providers, this kind of flexibility offers real peace of mind.

Source: KFF

Video Caption: Keeping your doctors on Medicare Video Summary: This video explains why network access is one of the biggest practical differences between Medigap and Medicare Advantage, especially if you have doctors you don’t want to give up.

Medicare Advantage plans use narrower networks tied to specific hospital systems — KFF’s national analysis found enrollees have access to roughly half the physicians available to someone on Original Medicare in the same area.

Source: KFF

Why Do Medicare Supplement Premiums Keep Increasing?

Why do Medicare Supplement premiums in Argyle keep climbing even though the coverage never changes? Some carriers price new policies low to win customers, then raise rates over time as claims build up in that carrier’s pool — a pattern that can catch policyholders on a fixed income off guard. A licensed Medicare agent serving Argyle can review current carrier pricing and help you decide whether switching makes sense for your situation.

Video Caption: Why Medigap premiums rise Video Summary: This video breaks down why Medigap premiums for the same plan can rise at very different rates from one carrier to the next, and what that means for shopping around later without medical underwriting getting in the way.

Where Is the Nearest Social Security Office to Argyle?

The nearest Social Security field office to Argyle is in Denton, located roughly 10 miles away. There is no field office located within Argyle itself.

This is the office where you can apply for Medicare, apply for Social Security retirement benefits, or request a replacement Social Security card in person.

Denton Social Security Office
📍 2201 Colorado Boulevard, Denton, TX 76205
Get Directions on Google Maps

Phone: (888) 717-1530
Fax: (833) 902-2571
Hours: Monday–Friday, 9:00 AM–4:00 PM
(closed weekends and federal holidays — call ahead to confirm, as hours are subject to change)

This office also serves nearby Roanoke and Trophy Club.

Services available at this office: –

✅ Apply for Social Security retirement benefits –
✅ Enroll in Medicare Part A and Part B –
✅ Apply for Social Security Disability Insurance (SSDI) –
✅ Apply for Supplemental Security Income (SSI) –
✅ Request a new or replacement Social Security card –
✅ Update direct deposit information –
✅ Apply for spousal or survivor benefits –
✅ Request a benefit verification letter

An appointment is strongly recommended over walking in. Many of these tasks can also be completed online at ssa.gov without an office visit.

Still deciding? A Medicare Wingman Call™ is one call or video visit away — free, no obligation, ever. Reach out today.

Independent means Rodney isn’t limited to one insurance company’s plans — he can show you options across carriers, not just one.

Frequently Asked Questions About Medicare in Argyle

Can I have both a Medicare Advantage plan and a Medigap policy at the same time?

Also asked as: “can I combine Medicare Advantage with a supplement plan”
Medigap and Medicare Advantage don’t combine. Already on Advantage? Adding Medigap isn’t allowed, and selling you one breaks the rules.
What is Medicare IRMAA?

Also asked as: “why is my Medicare premium higher than everyone else’s”
IRMAA adds a Part B/D surcharge past an income threshold, based on your tax return from two years back.
What is the Medicare Initial Enrollment Period?

Also asked as: “when do I first sign up for Medicare”
Seven months around your 65th birthday form the Initial Enrollment Period — enroll inside it to avoid late penalties.
What is the Medicare Annual Enrollment Period?

Also asked as: “when can I change my Medicare plan each year”
Fall’s Annual Enrollment Period opens switching between Original Medicare and Advantage, changing Advantage plans, or changing Part D.
Can I switch from Medicare Advantage back to Original Medicare?

Also asked as: “can I leave my Medicare Advantage plan and go back to traditional Medicare”
Switching back to Original Medicare works during Annual Enrollment or the Advantage Open Enrollment Period. Guaranteed Medigap access isn’t automatic with that switch.
Does Medicare cover care I receive outside the United States?

Also asked as: “will Medicare pay for medical care when I’m traveling abroad”
Care outside the U.S. mostly falls outside Original Medicare, with narrow exceptions. Check for a foreign emergency benefit if your Medigap plan offers one.
Why do the Medicare Advantage or Part D plans available to me depend on my county?

CMS sets Medicare Advantage and Part D plan service areas at the county level. Insurance companies decide which counties to offer a plan in based on their own network and cost calculations, which means two people a few miles apart in different counties can have a genuinely different set of plans to choose from — even within the same metro area. Your independent Medicare agent can pull up the specific plans available in your county so you’re comparing your actual options.

Ready for Your Medicare Wingman Call™ in Argyle?

Medicare decisions deserve careful planning, whether you’re turning 65, retiring soon, moving to Argyle, or leaving employer coverage.

Reach out today to book a free, no-pressure Medicare Wingman Call™ — a plan comparison built around your ZIP code (76226), preferred doctors, and prescriptions. Every Wingman Call is handled by phone or video, on your schedule.

Your premium is exactly the same whether you enroll through an independent agent or go straight to the carrier — using an agent never costs you extra.

What happens next: 1. You reach out — takes under a minute, no commitment. Every message gets a response within one business day. 2. Rodney calls or video-chats at a time that works for you — that’s your Medicare Wingman Call™. 3. You get a side-by-side comparison built around your ZIP code, doctors, and prescriptions — no pressure to enroll on that call or ever.

About Your Medicare Agent

Rodney Powell is an independent Medicare broker licensed in Texas and 36+ additional states nationwide, with carrier appointments including Physicians Mutual, United American, UnitedHealthcare (AARP), Humana, Aetna, Healthspring, Devoted, and KelseyCare. Rodney partners with HR and benefits professionals, CPAs, financial planners, real estate professionals, elder law attorneys, and senior group leaders to help people navigate Medicare enrollment with confidence. Learn more about Rodney →

Last Reviewed: July 30, 2026

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