Lighthouse Point, Florida residents can choose from Original Medicare, Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans, with availability set at the county level for Advantage and Part D. Lighthouse Point is served by the North Broward Social Security office, about 10 miles away. A free, no-pressure Medicare Wingman Call™ — by phone or video — is available to compare your options.
Key Enrollment Dates: – Initial Enrollment Period: 7-month window around your 65th birthday – Annual Enrollment Period: October 15 – December 7 – General Enrollment Period: January 1 – March 31
Book a free, no-obligation Medicare Wingman Call™ for Lighthouse Point residents — by phone or video, no pressure, ever. Reach out today to get started.
If your plan ever stops fitting — new doctor, new prescription, a move — Rodney helps you fix it. No extra charge, for as long as you’re a client.
Need a trusted Medicare agent in Lighthouse Point to help with Medigap coverage? Medicare Supplement plans are standardized, but prices, underwriting rules, household discounts, and carrier options can vary. Whether you’re new to Medicare, leaving employer coverage, moving from another state, or reviewing your current plan, a licensed Medicare broker can help you understand your options and compare coverage based on your health care needs, preferred providers, and retirement budget.
MedicareVideoGuide.com provides independent Medicare enrollment guidance for Lighthouse Point, Florida residents in the 33064 ZIP code, entirely online by phone or video. As a Lighthouse Point resident in Broward County, the specific Medicare Advantage and Part D plans available to you are set at the county level by CMS.
Already have a Medicare plan? Every fall’s Annual Enrollment Period is a good time to double-check it still fits — a quick, free review, no obligation to change anything.
Video Caption: Medicare enrollment overview
Video Summary: This video walks through how Original Medicare, Medicare Advantage, Medigap, and Part D fit together, and what typically determines which combination makes the most sense depending on your health needs and budget.
Planning to keep working after 65 in Lighthouse Point means your Medicare decisions look different from those of someone who is already retired. When you’re still employed and covered under a qualifying employer health plan, you may have the option to delay Medicare enrollment without facing late penalties — but getting the timing right matters. Miss a key enrollment window or misread how your employer plan coordinates with Medicare, and you could face coverage gaps or higher premiums down the road. A licensed Medicare agent serving Lighthouse Point can review your specific work situation, help you understand when delaying makes sense versus when enrolling is the smarter move, and give you a clear, personalized plan so you stay protected every step of the way.
Video Caption: Working Past 65 and Medicare
Video Summary: This video covers how Medicare coordinates with employer coverage when you’re still working past 65 — which parts you can safely delay, how group health plan size changes the rules, and the enrollment window that opens once you eventually leave that job.
One of the biggest concerns for Lighthouse Point residents transitioning to Medicare is whether they will be able to see their current doctors and specialists. Fortunately, a Medicare Supplement (Medigap) policy offers maximum provider flexibility because it works alongside Original Medicare, which is accepted by roughly 99% of medical providers nationwide. If you select a Medigap policy in Lighthouse Point, you can keep the healthcare providers you already know and trust without facing restrictive network boundaries, HMO gatekeepers, or mandatory specialist referrals.
Source: KFF
Video Caption: Keeping your doctors on Medicare
Video Summary: This video explains why network access is one of the biggest practical differences between Medigap and Medicare Advantage, especially if you have doctors you don’t want to give up.
Medicare Advantage plans use narrower networks tied to specific hospital systems — KFF’s national analysis found enrollees have access to roughly half the physicians available to someone on Original Medicare in the same area.
Source: KFF
Watching your Medicare Supplement premium rise year after year in Lighthouse Point? That’s common, and it usually comes down to how a specific carrier prices its block of policies over time rather than anything about your own coverage. A licensed Medicare broker serving Lighthouse Point can compare current options across carriers so you know whether a lower-cost, identical-coverage alternative is available to you.
Video Caption: Why Medigap premiums rise
Video Summary: This video breaks down why Medigap premiums for the exact same plan can rise at very different rates from one carrier to the next, and what that means for shopping around later without medical underwriting getting in the way.
The nearest Social Security field office to Lighthouse Point is in North Broward, located roughly 10 miles away. There is no field office located within Lighthouse Point itself.
This is the office where you can apply for Medicare, apply for Social Security retirement benefits, or request a replacement Social Security card in person.
North Broward Social Security Office 5195 Coconut Creek Parkway, Margate, FL 33063 📍 Get Directions on Google Maps
Phone: (866) 704-4856 Fax: (833) 913-2077 Hours: Monday–Friday, 9:00 AM–4:00 PM (closed weekends and federal holidays — call ahead to confirm, as hours are subject to change)
This office also serves nearby Coconut Creek, Coral Springs, Hillsboro Beach, and Sea Ranch Lakes.
Services available at this office: –
✅ Apply for Social Security retirement benefits
✅ Enroll in Medicare Part A and Part B
✅ Apply for Social Security Disability Insurance (SSDI)
✅ Apply for Supplemental Security Income (SSI)
✅ Request a new or replacement Social Security card
✅ Update direct deposit information
✅ Apply for spousal or survivor benefits
✅ Request a benefit verification letter
An appointment is strongly recommended over walking in. Many of these tasks can also be completed online at ssa.gov without an office visit.
Still deciding? A Medicare Wingman Call™ is one call or video visit away — free, no obligation, ever. Reach out today.
Independent means Rodney isn’t limited to one insurance company’s plans — he can show you options across carriers, not just one.
Also asked as: “will Medicare pay for cataract surgery”
Routine eye exams and glasses aren’t covered — but medically necessary eye care, including cataract surgery and post-op glasses, is.
Also asked as: “do I have to sign up for Part D if I still have drug coverage through work”
Creditable employer or union drug coverage lets you delay Part D penalty-free as long as it continues.
Also asked as: “does Medicare pay for virtual doctor visits”
Telehealth visits with your doctor are largely covered under Original Medicare, per federal rules on qualifying services.
Also asked as: “what’s the difference between Plan F and Plan G”
Plan F and Plan G both cover nearly all out-of-pocket costs, but only Plan F also covers the Part B deductible. Plan F isn’t available to anyone newly eligible since January 1, 2020.
Also asked as: “can I get a second opinion before surgery on Medicare”
A second opinion before elective surgery is covered by Original Medicare, no special approval needed.
Also asked as: “does Medicare pay for cancer screenings”
Preventive cancer screenings are covered by Original Medicare, typically at no cost through a Medicare-assignment provider.
CMS sets Medicare Advantage and Part D plan service areas at the county level. Insurance companies decide which counties to offer a plan in based on their own network and cost calculations, which means two people a few miles apart in different counties can have a genuinely different set of plans to choose from — even within the same metro area. Your independent Medicare agent can pull up the specific plans available in your county so you’re comparing your actual options.
Medicare decisions deserve careful planning, whether you’re turning 65, retiring soon, moving to Lighthouse Point, or leaving employer coverage.
Reach out today to book a free, no-pressure Medicare Wingman Call™ — a plan comparison built around your ZIP code (33064), preferred doctors, and prescriptions. Every Wingman Call is handled by phone or video, on your schedule.
Your premium is exactly the same whether you enroll through an independent agent or go straight to the carrier — using an agent never costs you extra.
What happens next: 1. You reach out — takes under a minute, no commitment. Every message gets a response within one business day. 2. Rodney calls or video-chats at a time that works for you — that’s your Medicare Wingman Call™. 3. You get a side-by-side comparison built around your ZIP code, doctors, and prescriptions — no pressure to enroll on that call or ever.
Rodney Powell is an independent Medicare broker licensed in Texas and 36+ additional states nationwide, with carrier appointments including Physicians Mutual, United American, UnitedHealthcare (AARP), Humana, Aetna, Healthspring, Devoted, and KelseyCare. Rodney partners with HR and benefits professionals, CPAs, financial planners, real estate professionals, elder law attorneys, and senior group leaders to help people navigate Medicare enrollment with confidence. Learn more about Rodney →
Last Reviewed: June 25, 2026
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