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Malibu Medicare

Malibu, California residents can choose from Original Medicare, Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans, with availability set at the county level for Advantage and Part D. Malibu is served by the LA Westwood Social Security office, about 20 miles away. A free, no-pressure Medicare Wingman Call™ — by phone or video — is available to compare your options.

Key Enrollment Dates: –

Initial Enrollment Period: 7-month window around your 65th birthday
Annual Enrollment Period: October 15 – December 7
General Enrollment Period: January 1 – March 31

Book a free, no-obligation Medicare Wingman Call™ for Malibu residents — by phone or video, no pressure, ever. Reach out today to get started.

If your plan ever stops fitting — new doctor, new prescription, a move — Rodney helps you fix it. No extra charge, for as long as you’re a client.

Need Help Finding the Right Medicare Plan in Malibu?

Malibu residents searching for Medicare Supplement coverage often want the same things: lower surprise medical costs, access to trusted doctors, and a plan that fits your monthly budget. Medicare Supplement insurance, also called Medigap, works alongside Original Medicare to help pay certain remaining costs after Medicare pays its share. A licensed Medicare agent serving Malibu can help you compare standardized Medigap plans, including Plan G and Plan N, so you can make a confident choice without sorting through everything on your own.

MedicareVideoGuide.com provides independent Medicare enrollment guidance for Malibu, California residents in the 90265 ZIP code, entirely online by phone or video. As a Malibu resident in Los Angeles County, the specific Medicare Advantage and Part D plans available to you are set at the county level by CMS.

Already have a Medicare plan? Every fall’s Annual Enrollment Period is a good time to double-check it still fits — a quick, free review, no obligation to change anything.

Video Caption: Medicare enrollment overview

Video Summary: This video walks through how Original Medicare, Medicare Advantage, Medigap, and Part D fit together, and what typically determines which combination makes the most sense depending on your health needs and budget.

Can I Work Past 65 and Still Delay Medicare?

Many Malibu residents keep working well beyond 65 — and if that describes you, your Medicare enrollment decisions deserve careful attention. When employer coverage is still in place, you have options that a recently retired person simply doesn’t, including the ability to delay certain parts of Medicare without triggering late enrollment penalties. But the rules around employer size, coordination of benefits, and enrollment windows are easy to misread, and a single misstep can mean unexpected costs or coverage gaps. A licensed Medicare broker serving Malibu can assess your current employer coverage, answer your Medicare questions in plain language, and build a clear enrollment strategy that protects your health and your budget — whether you’re planning to retire in one year or five.

Video Caption: Working Past 65 and Medicare

Video Summary: This video covers how Medicare coordinates with employer coverage when you’re still working past 65 — which parts you can safely delay, how group health plan size changes the rules, and the enrollment window that opens once you eventually leave that job.

Will I Be Able to Keep My Doctors on Medicare?

Concerned about keeping your current doctors in Malibu? You’re not alone. A Medicare Supplement plan (Medigap) gives you the freedom to visit any doctor or specialist who accepts Original Medicare, covering roughly 99% of providers across the country with no network restrictions. Let your Medicare Wingman™ at MedicareVideoGuide.com review your options and help you protect those trusted relationships without the hassle of network limitations.

Source: KFF

Video Caption: Keeping your doctors on Medicare

Video Summary: This video explains why network access is one of the biggest practical differences between Medigap and Medicare Advantage, especially if you have doctors you don’t want to give up.

Medicare Advantage plans use narrower networks tied to specific hospital systems — KFF’s national analysis found enrollees have access to roughly half the physicians available to someone on Original Medicare in the same area.

Source: KFF

Why Do Medicare Supplement Premiums Keep Increasing?

Rising Medicare Supplement premiums catch a lot of Malibu residents off guard, especially if they’ve stuck with the same carrier for years without comparing options. Because Medigap coverage is standardized, switching carriers for a lower rate doesn’t mean giving up any benefits — Plan G is Plan G no matter who sells it. A Medicare agent serving Malibu can pull current rates from multiple carriers so you can see whether you’re overpaying for identical coverage.

Video Caption: Why Medigap premiums rise

Video Summary: This video breaks down why Medigap premiums for the exact same plan can rise at very different rates from one carrier to the next, and what that means for shopping around later without medical underwriting getting in the way.

Where Is the Nearest Social Security Office to Malibu?

The nearest Social Security field office to Malibu is in LA Westwood, located roughly 20 miles away. There is no field office located within Malibu itself.

This is the office where you can apply for Medicare, apply for Social Security retirement benefits, or request a replacement Social Security card in person.

LA Westwood Social Security Office 11500 West Olympic Boulevard, Suite 300, Los Angeles, CA 90064 📍 Get Directions on Google Maps

Phone: (866) 964-4779 Fax: (833) 950-2114 Hours: Monday–Friday, 9:00 AM–4:00 PM (closed weekends and federal holidays — call ahead to confirm, as hours are subject to change)

This office also serves nearby Santa Monica.

Services available at this office: –

✅ Apply for Social Security retirement benefits
✅ Enroll in Medicare Part A and Part B
✅ Apply for Social Security Disability Insurance (SSDI)
✅ Apply for Supplemental Security Income (SSI)
✅ Request a new or replacement Social Security card
✅ Update direct deposit information
✅ Apply for spousal or survivor benefits
✅ Request a benefit verification letter

An appointment is strongly recommended over walking in. Many of these tasks can also be completed online at ssa.gov without an office visit.

Still deciding? A Medicare Wingman Call™ is one call or video visit away — free, no obligation, ever. Reach out today.

Independent means Rodney isn’t limited to one insurance company’s plans — he can show you options across carriers, not just one.

Frequently Asked Questions About Medicare in Malibu

  • Is there a limit to what I’ll pay out of pocket for prescription drugs under Medicare Part D?

    Also asked as: “is there a cap on my drug costs under Medicare”
    Part D has an annual cap on out-of-pocket drug costs. Once you hit it, covered drugs are free for the rest of the year.

  • How do I replace a lost or stolen Medicare card?

    Also asked as: “how do I get a new Medicare card if mine was lost”
    A lost or stolen Medicare card replaces for free — online at ssa.gov, by phone, or at a field office.

  • Is there a penalty for not signing up for Medicare Part B when I’m first eligible?

    Also asked as: “what happens if I don’t sign up for Part B right away”
    Delaying Part B past first eligibility typically means a permanent premium penalty, unless employer coverage earns a Special Enrollment Period.

  • Can I keep my Medicare coverage if I move to a different state?

    Also asked as: “does my Medicare plan still work if I relocate”
    Original Medicare and Medigap work nationwide. Advantage and Part D stay tied to a service area, so a move may mean a new plan.

  • Does Medicare cover an annual wellness visit?

    Also asked as: “does Medicare pay for a yearly checkup”
    Original Medicare covers a free annual wellness visit after 12 months of Part B — a prevention check-in, not a physical exam.

  • Do I need to enroll in Medicare if I have coverage through my spouse’s employer?

    Also asked as: “can I stay on my spouse’s employer insurance instead of Medicare”
    A spouse’s current employer coverage (20+ employees) can delay Medicare penalty-free, same as your own job-based coverage would.

  • Why do the Medicare Advantage or Part D plans available to me depend on my county?

    CMS sets Medicare Advantage and Part D plan service areas at the county level. Insurance companies decide which counties to offer a plan in based on their own network and cost calculations, which means two people a few miles apart in different counties can have a genuinely different set of plans to choose from — even within the same metro area. Your independent Medicare agent can pull up the specific plans available in your county so you’re comparing your actual options.

Ready for Your Medicare Wingman Call™ in Malibu?

Medicare decisions deserve careful planning, whether you’re turning 65, retiring soon, moving to Malibu, or leaving employer coverage.

Reach out today to book a free, no-pressure Medicare Wingman Call™ — a plan comparison built around your ZIP code (90265), preferred doctors, and prescriptions. Every Wingman Call is handled by phone or video, on your schedule.

Your premium is exactly the same whether you enroll through an independent agent or go straight to the carrier — using an agent never costs you extra.

What happens next:

1. You reach out — takes under a minute, no commitment. Every message gets a response within one business day.
2. Rodney calls or video-chats at a time that works for you — that’s your Medicare Wingman Call™.
3. You get a side-by-side comparison built around your ZIP code, doctors, and prescriptions — no pressure to enroll on that call or ever.

About Your Medicare Agent

Rodney Powell is an independent Medicare broker licensed in Texas and 36+ additional states nationwide, with carrier appointments including Physicians Mutual, United American, UnitedHealthcare (AARP), Humana, Aetna, Healthspring, Devoted, and KelseyCare. Rodney partners with HR and benefits professionals, CPAs, financial planners, real estate professionals, elder law attorneys, and senior group leaders to help people navigate Medicare enrollment with confidence. Learn more about Rodney →

Last Reviewed: June 17, 2026

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