What is the Medicare General Enrollment Period?

The Medicare General Enrollment Period is an annual enrollment window for people who missed their Initial Enrollment Period and do not qualify for a Special Enrollment Period to sign up for Medicare Part A and/or Part B.

Does the General Enrollment Period avoid the late enrollment penalty?

No. A late enrollment penalty typically still applies. Approximately 10% may be added to the Medicare Part B premium for each full 12-month period a person was eligible but did not enroll, and the penalty generally lasts for as long as the person has Part B.

When does coverage start if I enroll during the General Enrollment Period?

Coverage begins the month immediately following enrollment during the Medicare General Enrollment Period.

Who needs to use the General Enrollment Period?

The General Enrollment Period is for people who missed their Initial Enrollment Period and do not qualify for a Special Enrollment Period, such as someone without qualifying active employer coverage who did not enroll on time.

How can I avoid needing the General Enrollment Period?

Enroll during your Initial Enrollment Period around your 65th birthday, or confirm that you qualify for a Special Enrollment Period before delaying Medicare enrollment.

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You Ask - We Answer

Medicare General Enrollment Period | A Lifeline

Medicare Advantage Open Enrollment Period | Switch or Ditch

Medicare Advantage Plans | What Are the Drawbacks ?

Medicare Advantage Plans | The Benefits

Medicare Advantage Plans | Which is Right for You?

Medicare Advantage Plans 101

Working Past 65 | Medicare Pitfalls to Avoid

Medicare Part D | How to Choose the “Best” Drug Plan?

Medicare Part D Deductible and Prescription Drug Tiers

Medicare Part D | One BIG Advantage of Standalone Drug Plans

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